Lewis & Clark Insurance
160 E Ferguson Ave
Wood River, IL 62095-2024
Phone: (618) 254-9363 | Fax: (618) 254-9364
Wood River residents can count on Lewis & Clark Insurance to provide guidance when purchasing insurance. Visit their office at 160 E Ferguson Ave or call (618) 254-9363 to talk to an agent. Serving the greater Wood River area and beyond.
If you're trying to find insurance agents in Wood River, IL or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Lewis & Clark Insurance may assist you in finding Illinois insurance coverage. With a local Wood River insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Wood River auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Wood River home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.