Lighthouse Agency
221 W Main St
Riverhead, NY 11901-2829
Phone: (631) 369-9600 | Fax: (631) 369-9678
Lighthouse Agency provides residents of Riverhead with advice and guidance when making important insurance decisions. Their office is located at 221 W Main St or call (631) 369-9600 to speak with an agent. Serving Riverhead and the greater Suffolk county area.
Looking for insurance agents in Riverhead, NY or just trying to lower your premiums? Here are some insurance buying best practices.
- A local insurance services provider like Lighthouse Agency can help you determine the proper coverages for your personal situation. Licensed New York insurance agents are trained to find possible coverage gaps in your insurance plan.
- If you think your Riverhead is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Riverhead property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Some New York insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Riverhead and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.