Lorena Chiu Insurance
7304 Ramada Dr
El Paso, TX 79912-2148
Phone: (915) 581-6935
Lorena Chiu Insurance provides residents of El Paso with advice and guidance when making important insurance decisions. Their office is located at 7304 Ramada Dr or call (915) 581-6935 to speak with an agent. Serving El Paso and the greater El Paso county area.
Looking for insurance agents in El Paso, TX or just trying to lower your premiums? Here are some insurance buying best practices.
- Lorena Chiu Insurance may be able to help you find the best insurance rates in Texas. By using a local El Paso insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your El Paso auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in El Paso. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Texas. Check with your El Paso agent to find out if that discount exists with your current company.