M T & Rc Smith Insurance Inc
306 Walnut St
Yankton, SD 57078-4345
Phone: (605) 665-3611 | Fax: (605) 665-2560
M T & Rc Smith Insurance Inc provides residents of Yankton with advice and guidance to help protect assets. Visit their office at 306 Walnut St or call (605) 665-3611 for a no obligation quote. Serving the greater Yankton area and beyond.
Looking for insurance agents in Yankton, SD or just trying to lower your premiums? Here are some tips to keep in mind.
- A local insurance services provider like M T & Rc Smith Insurance Inc can help you determine the proper coverages for your personal situation. Licensed South Dakota insurance agents are trained to find possible coverage gaps in your insurance plan.
- Yankton auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Yankton. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.