MNJ Agency
55 Elderwood Dr
St James, NY 11780-3437
Phone: (631) 862-1000
MNJ Agency is dedicated to protecting St James families with at a price you can afford with professional service. Visit their office at 55 Elderwood Dr or call (631) 862-1000 for risk-free insurance quotes. Serving St James and the greater Suffolk county area.
Searching for insurance agents in St James, New York or just trying to save money on insurance? Here are some tips to keep in mind.
- MNJ Agency may be able help you with your insurance needs in St James. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your St James auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- St James home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your St James policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- Some New York insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in St James and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.