Manny Mc Carthy
20 Empsall Plz
Watertown, NY 13601
Phone: (315) 782-5100
Manny Mc Carthy provides residents of Watertown with advice and guidance when making important insurance decisions. Their office is located at 20 Empsall Plz or call (315) 782-5100 to speak with an agent. Serving Watertown and the greater Jefferson county area.
Looking for insurance agents in Watertown, NY or just trying to lower your premiums? Here are some insurance buying best practices.
- Manny Mc Carthy is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Watertown auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Watertown and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many New York insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.