Mc Kellar Robertson & Mc Carty
426 N Main St
St Elmo, IL 62458-1637
Phone: (618) 829-3314 | Fax: (618) 829-5725
Mc Kellar Robertson & Mc Carty is dedicated to protecting St Elmo families with at a price you can afford with professional service. Visit their office at 426 N Main St or call (618) 829-3314 for risk-free insurance quotes. Servicing St Elmo and the entire Fayette county region.
Searching for insurance agents in St Elmo, Illinois or just trying to save money on insurance? Here are some tips to keep in mind.
- Mc Kellar Robertson & Mc Carty may be able help you with your insurance needs in St Elmo. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your St Elmo auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- St Elmo home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Illinois should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.