Melendez Insurance
10925 Magnolia Ave
Riverside, CA 92505-3044
Phone: (951) 687-9152 | Fax: (951) 687-9875
Melendez Insurance provides residents of Riverside with advice and guidance when making important insurance decisions. Their office is located at 10925 Magnolia Ave or call (951) 687-9152 to speak with an agent. Serving Riverside and the greater Riverside county area.
Looking for insurance agents in Riverside, CA or just trying to lower your premiums? Here are some insurance buying best practices.
- Melendez Insurance may be able to help you find the best insurance rates in California. By using a local Riverside insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Riverside auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Riverside. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in California. Check with your Riverside agent to find out if that discount exists with your current company.