Melvin Stafford
715 E 9th St
Rector, AR 72461-2705
Phone: (870) 595-3675
Melvin Stafford provides residents of Rector with advice and guidance to help protect assets. Visit their office at 715 E 9th St or call (870) 595-3675 for a no obligation quote. Serving the greater Rector area and beyond.
Looking for insurance agents in Rector, AR or just trying to lower your premiums? Here are some tips to keep in mind.
- Melvin Stafford may be able to help you determine the insurance policy that's right for your specific needs.
- Your Rector auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Rector, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Maintain good credit or repair bad credit scores to drastically save on insurance. Your credit history has a huge impace on your insurance rates, so if your credit is good, keep it there. If it's not-so-good, take steps to repair your bad credit today.