Michael A Erro
531 Encinitas Blvd # 202
Encinitas, CA 92024-3773
Phone: (760) 436-2414
Michael A Erro provides residents of Encinitas with advice and guidance when making important insurance decisions. Their office is located at 531 Encinitas Blvd # 202 or call (760) 436-2414 to speak with an agent. Serving Encinitas and the greater San Diego county area.
Looking for insurance agents in Encinitas, CA or just trying to lower your premiums? Here are some insurance buying best practices.
- A local insurance services provider like Michael A Erro can help you determine the proper coverages for your personal situation. Licensed California insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Encinitas auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Encinitas insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Encinitas home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Some California insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Encinitas and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.