Michael D Damsky Insurance
2113 Genesee St
Utica, NY 13501-5942
Phone: (315) 724-2676 | Fax: (315) 724-2086
Utica families can depend on Michael D Damsky Insurance to provide guidance and answer any questions. Their office location is 2113 Genesee St or call (315) 724-2676 to talk with a representative. Servicing Utica and the entire Oneida county region.
If you're trying to find insurance agents in Utica, NY or just looking to lower your rates we can help. Here are some insurance buying best practices.
- Michael D Damsky Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- When researching auto insurance in Utica, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- If you own a home in Utica, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your New York insurance company, then you will be rewarded with lower rates.