Michael Karimian
300 E Canon Perdido St
Santa Barbara, CA 93101-1583
Phone: (805) 965-1955
Michael Karimian is dedicated to protecting Santa Barbara families with at a price you can afford with professional service. Visit their office at 300 E Canon Perdido St or call (805) 965-1955 for risk-free insurance quotes. Serving Santa Barbara and the greater Santa Barbara county area.
Searching for insurance agents in Santa Barbara, California or just trying to save money on insurance? Here are some tips to keep in mind.
- Michael Karimian is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Santa Barbara auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Santa Barbara insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Santa Barbara home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in California. Check with your Santa Barbara agent to find out if that discount exists with your current company.