Michael Kocis Insurance Svc
68545 Ramon Rd # C102
Cathedral City, CA 92234-3386
Phone: (760) 321-7746 | Fax: (760) 321-1287
Cathedral City residents can count on Michael Kocis Insurance Svc to provide guidance when purchasing insurance. Visit their office at 68545 Ramon Rd # C102 or call (760) 321-7746 to talk to an agent. Serving the greater Cathedral City area and beyond.
If you're trying to find insurance agents in Cathedral City, CA or just looking to lower your rates we can help. Here are some tips to keep in mind.
- A neighborhood insurance services provider like Michael Kocis Insurance Svc can make it easier to determine the correct insurance coverages for your financial situation. Licensed California insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Cathedral City auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Cathedral City. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in California should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.