Michael O Murphy Insurance
195 Washington St
Saratoga Springs, NY 12866-3930
Phone: (518) 584-1715 | Fax: (518) 584-1863
Saratoga Springs residents can count on Michael O Murphy Insurance to give a helping hand when purchasing insurance. Call (518) 584-1715 to talk to an agent or stop by at 195 Washington St. Serving the greater Saratoga Springs area and beyond.
If you're trying to find insurance agents in Saratoga Springs, NY or just looking to lower your rates we can help. These tips may help.
- Michael O Murphy Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- Your Saratoga Springs auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Saratoga Springs home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Saratoga Springs policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many New York insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.