Minnigerode Insurance
4505a N Illinois St
Swansea, IL 62226-1534
Phone: (618) 358-5800
Minnigerode Insurance provides residents of Swansea with advice and guidance to help protect assets. Visit their office at 4505a N Illinois St or call (618) 358-5800 for a no obligation quote. Serving the greater Swansea area and beyond.
Looking for insurance agents in Swansea, IL or just trying to lower your premiums? Here are some tips to keep in mind.
- A local insurance services provider like Minnigerode Insurance can help you determine the proper coverages for your personal situation. Licensed Illinois insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Swansea car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Increased home insurance deductibles can provide significant cost savings when you own a house in Swansea. You'll be forced to pay more money from your pocket if you have an insurance claim, but if you infrequently have claims, you may save a large sum by paying higher deductibles and lower rates.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Illinois. Check with your Swansea agent to find out if that discount exists with your current company.