Neace Lukens Insurance
144 E Main St
Richmond, KY 40475-1647
Phone: (859) 625-0040
Neace Lukens Insurance is dedicated to protecting Richmond residents with at a price you can afford with professional service. Call (859) 625-0040 for risk-free insurance quotes or stop by at 144 E Main St. Servicing Richmond and the entire Madison county region.
Searching for insurance agents in Richmond, Kentucky or just trying to save money on insurance? These tips may help.
- Neace Lukens Insurance is an insurance services provider in Richmond and may be able to help you obtain insurance coverage.
- Your Richmond auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Richmond property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Maintain good credit or repair bad credit scores to drastically save on insurance. Your credit history has a huge impace on your insurance rates, so if your credit is good, keep it there. If it's not-so-good, take steps to repair your bad credit today.