New York Life Insurance Co
1320 Loretta St
Oceanside, CA 92054-2224
Phone: (760) 757-2421
Oceanside residents can count on New York Life Insurance Co to give a helping hand when purchasing insurance. Call (760) 757-2421 to talk to an agent or stop by at 1320 Loretta St. Serving the greater Oceanside area and beyond.
If you're trying to find insurance agents in Oceanside, CA or just looking to lower your rates we can help. These tips may help.
- A local insurance services provider like New York Life Insurance Co can help you determine the proper coverages for your personal situation. Licensed California insurance agents are trained to find possible coverage gaps in your insurance plan.
- Have you thought about how to reduce your Oceanside car insurance costs? Just by taking a little time to review your current coverages with your Oceanside agent, you may be entitled to substantial savings that you didn't even know you qualified for.
- Oceanside home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your California insurance company, then you will be rewarded with lower rates.