Nicholas Ingrao Insurance
22930 Crenshaw Blvd
Torrance, CA 90505-3048
Phone: (310) 530-6425
Nicholas Ingrao Insurance provides residents of Torrance with advice and guidance when making important insurance decisions. Their office is located at 22930 Crenshaw Blvd or call (310) 530-6425 to speak with an agent. Serving Torrance and the greater Los Angeles county area.
Looking for insurance agents in Torrance, CA or just trying to lower your premiums? Here are some insurance buying best practices.
- Nicholas Ingrao Insurance may be able to help you find the best insurance rates in California. By using a local Torrance insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Torrance auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Torrance home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in California. Check with your Torrance agent to find out if that discount exists with your current company.