Nichols Financial Svc
438 E Union St
Newark, NY 14513-1610
Phone: (315) 331-7925 | Fax: (315) 331-8226
Nichols Financial Svc provides residents of Newark with advice and guidance to help protect assets. Visit their office at 438 E Union St or call (315) 331-7925 for a no obligation quote. Serving the greater Newark area and beyond.
Looking for insurance agents in Newark, NY or just trying to lower your premiums? Here are some tips to keep in mind.
- Nichols Financial Svc is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Newark auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Newark and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Some New York insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Newark and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.