Nicholson Insurance
2300 Regency Rd
Lexington, KY 40503-2326
Phone: (859) 224-7080 | Fax: (859) 224-8779
Nicholson Insurance provides residents of Lexington with advice and guidance when making important insurance decisions. Their office is located at 2300 Regency Rd or call (859) 224-7080 to speak with an agent. Serving Lexington and the greater Fayette county area.
Looking for insurance agents in Lexington, KY or just trying to lower your premiums? Here are some insurance buying best practices.
- Nicholson Insurance may be able to help you find the best insurance rates in Kentucky. By using a local Lexington insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Lexington auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Lexington. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Kentucky. Check with your Lexington agent to find out if that discount exists with your current company.