North Star Insurance Co
269 Barstad Rd S
Cottonwood, MN 56229-0000
Phone: (507) 423-6262 | Fax: (507) 423-6323
North Star Insurance Co provides residents of Cottonwood with advice and guidance to help them meet their insurance needs. Call (507) 423-6262 for a no obligation quote or stop by at 269 Barstad Rd S. Servicing Cottonwood and the entire Lyon county region. Visit our website anytime for more information.
Looking for insurance agents in Cottonwood, MN or just trying to lower your premiums? These tips may help.
- North Star Insurance Co may assist you in finding Minnesota insurance coverage. With a local Cottonwood insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Cottonwood auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Cottonwood home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Minnesota insurance company, then you will be rewarded with lower rates.