Northern Michigan Benefits Ins
6120 Old 31 S
Charlevoix, MI 49720-9702
Phone: (231) 547-3423 | Fax: (231) 547-3403
Charlevoix families can depend on Northern Michigan Benefits Ins to provide guidance and answer any questions. Their office location is 6120 Old 31 S or call (231) 547-3423 to talk with a representative. Servicing Charlevoix and the entire Charlevoix county region.
If you're trying to find insurance agents in Charlevoix, MI or just looking to lower your rates we can help. Here are some insurance buying best practices.
- A neighborhood insurance services provider like Northern Michigan Benefits Ins can make it easier to determine the correct insurance coverages for your financial situation. Licensed Michigan insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Charlevoix auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Charlevoix home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Michigan should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.