Pat Cummings Insurance
7039 Sanger Ave
Waco, TX 76710-4260
Phone: (254) 772-3933 | Fax: (254) 772-7566
Pat Cummings Insurance is dedicated to protecting Waco residents with at a price you can afford with professional service. Call (254) 772-3933 for risk-free insurance quotes or stop by at 7039 Sanger Ave. Servicing Waco and the entire Mc Lennan county region.
Searching for insurance agents in Waco, Texas or just trying to save money on insurance? These tips may help.
- Pat Cummings Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Waco car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Waco home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Some Texas insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Waco and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.