Pat Richard Insurance
14540 Big Basin Way
Saratoga, CA 95070-6012
Phone: (408) 867-1771
Pat Richard Insurance provides residents of Saratoga with advice and guidance when making important insurance decisions. Their office is located at 14540 Big Basin Way or call (408) 867-1771 to speak with an agent. Serving Saratoga and the greater Santa Clara county area.
Looking for insurance agents in Saratoga, CA or just trying to lower your premiums? Here are some insurance buying best practices.
- Pat Richard Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- When shopping for car insurance in Saratoga, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- If you own a home in Saratoga and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Maintain good credit or repair bad credit scores to drastically save on insurance. Your credit history has a huge impace on your insurance rates, so if your credit is good, keep it there. If it's not-so-good, take steps to repair your bad credit today.