Patricia Manning Smith Agency
808 Main Ave
Warwick, RI 02886-3220
Phone: (401) 737-0535
Patricia Manning Smith Agency provides residents of Warwick with advice and guidance to help them meet their insurance needs. Call (401) 737-0535 for a no obligation quote or stop by at 808 Main Ave. Servicing Warwick and the entire Kent county region.
Looking for insurance agents in Warwick, RI or just trying to lower your premiums? These tips may help.
- Patricia Manning Smith Agency may be able to help you determine the insurance policy that's right for your specific needs.
- Warwick car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- Warwick property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.