Patrick J Luby
1164 Bishop St # 1511
Honolulu, HI 96813-2815
Phone: (808) 285-1484 | Fax: (808) 523-1480
Honolulu families can depend on Patrick J Luby to provide guidance and answer any questions. Their office location is 1164 Bishop St # 1511 or call (808) 285-1484 to talk with a representative. Servicing Honolulu and the entire Honolulu county region.
If you're trying to find insurance agents in Honolulu, HI or just looking to lower your rates we can help. Here are some insurance buying best practices.
- A neighborhood insurance services provider like Patrick J Luby can make it easier to determine the correct insurance coverages for your financial situation. Licensed Hawaii insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Honolulu auto insurance premiums are expensive, and nobody enjoys having to pay more than they need to for car insurance. You'll be able to lower your vehicle insurance rates by boosting your insurance deductibles, maintain a top credit rating, steer clear of speeding tickets or having at-fault accidents, and drive lower-cost cars which are less expensive to repair than pricey imports.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Honolulu. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Hawaii insurance company, then you will be rewarded with lower rates.