Paul Mc Garry
1018 Garden St
Santa Barbara, CA 93101-1466
Phone: (805) 560-8289
Paul Mc Garry provides residents of Santa Barbara with advice and guidance to help protect assets. Visit their office at 1018 Garden St or call (805) 560-8289 for a no obligation quote. Serving the greater Santa Barbara area and beyond.
Looking for insurance agents in Santa Barbara, CA or just trying to lower your premiums? Here are some tips to keep in mind.
- A neighborhood insurance services provider like Paul Mc Garry can make it easier to determine the correct insurance coverages for your financial situation. Licensed California insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Santa Barbara car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Increased home insurance deductibles can provide significant cost savings when you own a house in Santa Barbara. You'll be forced to pay more money from your pocket if you have an insurance claim, but if you infrequently have claims, you may save a large sum by paying higher deductibles and lower rates.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.