Phil Goodwin & Assoc
220 E State St
O Fallon, IL 62269-1443
Phone: (618) 632-3600 | Fax: (618) 632-0670
Phil Goodwin & Assoc provides residents of O Fallon with advice and guidance when making important insurance decisions. Their office is located at 220 E State St or call (618) 632-3600 to speak with an agent. Serving O Fallon and the greater St Clair county area.
Looking for insurance agents in O Fallon, IL or just trying to lower your premiums? Here are some insurance buying best practices.
- Phil Goodwin & Assoc is an insurance services provider in O Fallon and may be able to help you obtain insurance coverage.
- O Fallon auto insurance premiums are expensive, and nobody enjoys having to pay more than they need to for car insurance. You'll be able to lower your vehicle insurance rates by boosting your insurance deductibles, maintain a top credit rating, steer clear of speeding tickets or having at-fault accidents, and drive lower-cost cars which are less expensive to repair than pricey imports.
- O Fallon property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Illinois insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.