Phil Henderson Insurance
44404 20th Ave
Valley, AL 36854-0000
Phone: (334) 768-7283 | Fax: (334) 756-3440
Phil Henderson Insurance is dedicated to protecting Valley families with at a price you can afford with professional service. Visit their office at 44404 20th Ave or call (334) 768-7283 for risk-free insurance quotes. Servicing Valley and the entire Chambers county region.
Searching for insurance agents in Valley, Alabama or just trying to save money on insurance? Here are some tips to keep in mind.
- A neighborhood insurance services provider like Phil Henderson Insurance can make it easier to determine the correct insurance coverages for your financial situation. Licensed Alabama insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- When researching auto insurance in Valley, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Valley home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Alabama insurance company, then you will be rewarded with lower rates.