Phil Smith Insurance
4547 Highway 49 S
Harrisburg, NC 28075-7505
Phone: (704) 455-8300 | Fax: (704) 455-8320
Harrisburg families can depend on Phil Smith Insurance to provide guidance and answer any questions. Their office location is 4547 Highway 49 S or call (704) 455-8300 to talk with a representative. Servicing Harrisburg and the entire Cabarrus county region.
If you're trying to find insurance agents in Harrisburg, NC or just looking to lower your rates we can help. Here are some insurance buying best practices.
- Phil Smith Insurance may assist you in finding North Carolina insurance coverage. With a local Harrisburg insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Harrisburg car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- Harrisburg property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.