Philip Herbert
300 Garden City Plz
Garden City, NY 11530-3302
Phone: (516) 746-3208
Philip Herbert provides residents of Garden City with advice and guidance when making important insurance decisions. Their office is located at 300 Garden City Plz or call (516) 746-3208 to speak with an agent. Serving Garden City and the greater Nassau county area.
Looking for insurance agents in Garden City, NY or just trying to lower your premiums? Here are some insurance buying best practices.
- Philip Herbert may be able to help you determine the insurance policy that's right for your specific needs.
- Your Garden City auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Garden City and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your New York insurance company, then you will be rewarded with lower rates.