Philip J Smith Insurance
1200 Hartford Ave
Johnston, RI 02919-7143
Phone: (401) 490-4390
Philip J Smith Insurance provides residents of Johnston with advice and guidance when making important insurance decisions. Their office is located at 1200 Hartford Ave or call (401) 490-4390 to speak with an agent. Serving Johnston and the greater Providence county area.
Looking for insurance agents in Johnston, RI or just trying to lower your premiums? Here are some insurance buying best practices.
- Philip J Smith Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- When shopping for car insurance in Johnston, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- If you own a home in Johnston and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Rhode Island should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.