Phillabaum James Insurance
122 S Johnson St
Bluffton, IN 46714-1985
Phone: (260) 824-5006
Phillabaum James Insurance provides residents of Bluffton with advice and guidance to help them meet their insurance needs. Call (260) 824-5006 for a no obligation quote or stop by at 122 S Johnson St. Servicing Bluffton and the entire Wells county region.
Looking for insurance agents in Bluffton, IN or just trying to lower your premiums? These tips may help.
- Phillabaum James Insurance may be able help you with your insurance needs in Bluffton. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- If you think your Bluffton is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Bluffton home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Maintain good credit or repair bad credit scores to drastically save on insurance. Your credit history has a huge impace on your insurance rates, so if your credit is good, keep it there. If it's not-so-good, take steps to repair your bad credit today.