Premium Auto
1236 W 13th St
Merced, CA 95340-5702
Phone: (209) 385-3366
Premium Auto provides residents of Merced with advice and guidance to help protect assets. Visit their office at 1236 W 13th St or call (209) 385-3366 for a no obligation quote. Serving the greater Merced area and beyond.
Looking for insurance agents in Merced, CA or just trying to lower your premiums? Here are some tips to keep in mind.
- Premium Auto may assist you in finding California insurance coverage. With a local Merced insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Merced auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Merced, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.