Prudential Insurance Co
225 Route 23 N
Hamburg, NJ 07419
Phone: (973) 827-0812 | Fax: (973) 827-6051
Hamburg residents can count on Prudential Insurance Co to give a helping hand when purchasing insurance. Call (973) 827-0812 to talk to an agent or stop by at 225 Route 23 N. Serving the greater Hamburg area and beyond.
If you're trying to find insurance agents in Hamburg, NJ or just looking to lower your rates we can help. These tips may help.
- Prudential Insurance Co is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Hamburg auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Hamburg property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.