Prudential Service Insurance
276 N El Camino Real
Encinitas, CA 92024-2860
Phone: (760) 632-6985
Prudential Service Insurance is dedicated to protecting Encinitas families with at a price you can afford with professional service. Visit their office at 276 N El Camino Real or call (760) 632-6985 for risk-free insurance quotes. Serving Encinitas and the greater San Diego county area.
Searching for insurance agents in Encinitas, California or just trying to save money on insurance? Here are some tips to keep in mind.
- A local insurance services provider like Prudential Service Insurance can help you determine the proper coverages for your personal situation. Licensed California insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Encinitas auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Encinitas. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Some California insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Encinitas and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.