R M Insurance Svc Hawaii
41 Laimana St
Hilo, HI 96720-2542
Phone: (808) 934-0998 | Fax: (808) 934-7886
R M Insurance Svc Hawaii is dedicated to protecting Hilo families with at a price you can afford with professional service. Visit their office at 41 Laimana St or call (808) 934-0998 for risk-free insurance quotes. Servicing Hilo and the entire Hawaii county region.
Searching for insurance agents in Hilo, Hawaii or just trying to save money on insurance? Here are some tips to keep in mind.
- A neighborhood insurance services provider like R M Insurance Svc Hawaii can make it easier to determine the correct insurance coverages for your financial situation. Licensed Hawaii insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Hilo auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Hilo insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Hilo home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.