R T Agencies Inc
35 Broad St
Waterford, NY 12188-2415
Phone: (518) 237-8431 | Fax: (518) 237-8432
R T Agencies Inc provides residents of Waterford with advice and guidance when making important insurance decisions. Their office is located at 35 Broad St or call (518) 237-8431 to speak with an agent. Serving Waterford and the greater Saratoga county area.
Looking for insurance agents in Waterford, NY or just trying to lower your premiums? Here are some insurance buying best practices.
- R T Agencies Inc is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- When shopping for car insurance in Waterford, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- Waterford home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in New York. Check with your Waterford agent to find out if that discount exists with your current company.