R W Hettenhausen Insurors Inc
1013 N Main St
Columbia, IL 62236-1113
Phone: (618) 281-4800 | Fax: (618) 281-6585
R W Hettenhausen Insurors Inc provides residents of Columbia with advice and guidance to help them meet their insurance needs. Call (618) 281-4800 for a no obligation quote or stop by at 1013 N Main St. Servicing Columbia and the entire Monroe county region.
Looking for insurance agents in Columbia, IL or just trying to lower your premiums? These tips may help.
- A local insurance services provider like R W Hettenhausen Insurors Inc can help you determine the proper coverages for your personal situation. Licensed Illinois insurance agents are trained to find possible coverage gaps in your insurance plan.
- Columbia auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Columbia. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Some Illinois insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Columbia and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.