Raleigh Bagby Insurance
608 Buddy Holly Pl
Clear Lake, IA 50428-1364
Phone: (641) 357-8020 | Fax: (641) 357-8788
Raleigh Bagby Insurance provides residents of Clear Lake with advice and guidance to help them meet their insurance needs. Call (641) 357-8020 for a no obligation quote or stop by at 608 Buddy Holly Pl. Servicing Clear Lake and the entire Cerro Gordo county region.
Looking for insurance agents in Clear Lake, IA or just trying to lower your premiums? These tips may help.
- Raleigh Bagby Insurance may assist you in finding Iowa insurance coverage. With a local Clear Lake insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Clear Lake auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Clear Lake home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Iowa insurance company, then you will be rewarded with lower rates.