Ralph Mims Insurance
1256 Perry Hill Rd
Montgomery, AL 36109-5207
Phone: (334) 265-9291 | Fax: (334) 272-1081
Ralph Mims Insurance is dedicated to protecting Montgomery families with at a price you can afford with professional service. Visit their office at 1256 Perry Hill Rd or call (334) 265-9291 for risk-free insurance quotes. Serving Montgomery and the greater Montgomery county area.
Searching for insurance agents in Montgomery, Alabama or just trying to save money on insurance? Here are some tips to keep in mind.
- Ralph Mims Insurance may be able help you with your insurance needs in Montgomery. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Montgomery auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Montgomery home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Maintain good credit or repair bad credit scores to drastically save on insurance. Your credit history has a huge impace on your insurance rates, so if your credit is good, keep it there. If it's not-so-good, take steps to repair your bad credit today.