Ramsey & Assoc Insurance
117 W Oak St
Louisville, KY 40203-2813
Phone: (502) 583-8220
Ramsey & Assoc Insurance provides residents of Louisville with advice and guidance to help them meet their insurance needs. Call (502) 583-8220 for a no obligation quote or stop by at 117 W Oak St. Servicing Louisville and the entire Jefferson county region.
Looking for insurance agents in Louisville, KY or just trying to lower your premiums? These tips may help.
- Ramsey & Assoc Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- Your Louisville auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Louisville. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Kentucky insurance company, then you will be rewarded with lower rates.