Richar Insurance & Financial
29 Germania St
Galeton, PA 16922-1235
Phone: (814) 435-1338 | Fax: (814) 435-1347
Richar Insurance & Financial is dedicated to protecting Galeton residents with at a price you can afford with professional service. Call (814) 435-1338 for risk-free insurance quotes or stop by at 29 Germania St. Servicing Galeton and the entire Potter county region.
Searching for insurance agents in Galeton, Pennsylvania or just trying to save money on insurance? These tips may help.
- A local insurance services provider like Richar Insurance & Financial can help you determine the proper coverages for your personal situation. Licensed Pennsylvania insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Galeton auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Galeton and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Maintain good credit or repair bad credit scores to drastically save on insurance. Your credit history has a huge impace on your insurance rates, so if your credit is good, keep it there. If it's not-so-good, take steps to repair your bad credit today.