Richard A Hoy Insurance
1328 4th St NW
New Philadelphia, OH 44663-1206
Phone: (330) 343-9830 | Fax: (330) 343-5122
Richard A Hoy Insurance is dedicated to protecting New Philadelphia residents with at a price you can afford with professional service. Call (330) 343-9830 for risk-free insurance quotes or stop by at 1328 4th St NW. Servicing New Philadelphia and the entire Tuscarawas county region.
Searching for insurance agents in New Philadelphia, Ohio or just trying to save money on insurance? These tips may help.
- A local insurance services provider like Richard A Hoy Insurance can help you determine the proper coverages for your personal situation. Licensed Ohio insurance agents are trained to find possible coverage gaps in your insurance plan.
- If you think your New Philadelphia is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- If you own a home in New Philadelphia and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Ohio insurance company, then you will be rewarded with lower rates.