Richard L Kirby Insurance
3117 W Elm St
Lima, OH 45805-2516
Phone: (419) 999-3030 | Fax: (419) 999-1992
Lima families can depend on Richard L Kirby Insurance to provide guidance and answer any questions. Their office location is 3117 W Elm St or call (419) 999-3030 to talk with a representative. Servicing Lima and the entire Allen county region.
If you're trying to find insurance agents in Lima, OH or just looking to lower your rates we can help. Here are some insurance buying best practices.
- Richard L Kirby Insurance may assist you in finding Ohio insurance coverage. With a local Lima insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Lima auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Increased home insurance deductibles can provide significant cost savings when you own a house in Lima. You'll be forced to pay more money from your pocket if you have an insurance claim, but if you infrequently have claims, you may save a large sum by paying higher deductibles and lower rates.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Ohio should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.