Richard L Lucas
3846 Independence Dr
Alexandria, LA 71303-3533
Phone: (318) 445-7997
Richard L Lucas provides residents of Alexandria with advice and guidance to help them meet their insurance needs. Call (318) 445-7997 for a no obligation quote or stop by at 3846 Independence Dr. Servicing Alexandria and the entire Rapides county region.
Looking for insurance agents in Alexandria, LA or just trying to lower your premiums? These tips may help.
- A local insurance services provider like Richard L Lucas can help you determine the proper coverages for your personal situation. Licensed Louisiana insurance agents are trained to find possible coverage gaps in your insurance plan.
- Alexandria auto insurance premiums are expensive, and nobody enjoys having to pay more than they need to for car insurance. You'll be able to lower your vehicle insurance rates by boosting your insurance deductibles, maintain a top credit rating, steer clear of speeding tickets or having at-fault accidents, and drive lower-cost cars which are less expensive to repair than pricey imports.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Alexandria. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.