Richard Leonard Insurance
724 Youngstown Warren Rd # 10
Niles, OH 44446-3562
Phone: (330) 652-0202 | Fax: (330) 652-5669
Richard Leonard Insurance provides residents of Niles with advice and guidance to help protect assets. Visit their office at 724 Youngstown Warren Rd # 10 or call (330) 652-0202 for a no obligation quote. Serving the greater Niles area and beyond.
Looking for insurance agents in Niles, OH or just trying to lower your premiums? Here are some tips to keep in mind.
- Richard Leonard Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Niles auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Niles property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Some Ohio insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Niles and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.