Richard Mc Kernan Insurance
181 W Waltz Dr
Columbia, MO 65203-9424
Phone: (573) 443-6900
Richard Mc Kernan Insurance provides residents of Columbia with advice and guidance to help them meet their insurance needs. Call (573) 443-6900 for a no obligation quote or stop by at 181 W Waltz Dr. Servicing Columbia and the entire Boone county region.
Looking for insurance agents in Columbia, MO or just trying to lower your premiums? These tips may help.
- Richard Mc Kernan Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Columbia car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a house in Columbia and are searching for property insurance coverage, greater insurance deductibles can provide substantial cost savings on your rates. Whenever you can manage to pay a larger insurance deductible in case you have a claim, you might end up saving money on your annual homeowner's insurance premiums.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.