Richard Oldham
100 Corporate Pl
Peabody, MA 01960-3865
Phone: (978) 535-4471
Richard Oldham provides residents of Peabody with advice and guidance to help them meet their insurance needs. Call (978) 535-4471 for a no obligation quote or stop by at 100 Corporate Pl. Servicing Peabody and the entire Essex county region.
Looking for insurance agents in Peabody, MA or just trying to lower your premiums? These tips may help.
- Richard Oldham may assist you in finding Massachusetts insurance coverage. With a local Peabody insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- When shopping for car insurance in Peabody, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- Peabody home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Massachusetts insurance company, then you will be rewarded with lower rates.