Richard S Jacob Insurance
401 Walnut St
Highland, IL 62249-1227
Phone: (618) 654-2306 | Fax: (618) 654-2377
Richard S Jacob Insurance provides residents of Highland with advice and guidance when making important insurance decisions. Their office is located at 401 Walnut St or call (618) 654-2306 to speak with an agent. Serving Highland and the greater Madison county area.
Looking for insurance agents in Highland, IL or just trying to lower your premiums? Here are some insurance buying best practices.
- A local insurance services provider like Richard S Jacob Insurance can help you determine the proper coverages for your personal situation. Licensed Illinois insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Highland car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Highland and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Illinois may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.